How to get your Belgium pension statement

Loopbaanoverzicht / Aperçu de carrière (mypension.be)

Known in English as the Career and pension overview. Look for this name on the site — it may not be translated.

• Your Belgian national number (rijksregisternummer / numéro de registre national) — on your eID card, payslips, and any Belgian tax paperwork.
• itsme, or your Belgian eID card plus a card reader. itsme normally requires a Belgian mobile number and a Belgian bank account, which is the usual obstacle after leaving.
• The names of your Belgian employers, and whether you were employed, self-employed, or a civil servant — Belgium runs three separate schemes.

1. 1
   Open mypension.be

   This is the official federal portal and it covers the legal pension and, separately, your supplementary (second-pillar) pensions — one of the few European portals that shows both.

   Open this page ↗
2. 2
   Log in with itsme or your eID

   Both routes lead to the same account. The eID route needs the physical card, a reader, and your PIN.
3. 3
   Read your career overview

   The career tab lists every year of Belgian employment or self-employment recorded against your national number. Check it against your own memory of employers — a missing year is the single most common error and the easiest to fix while you still have payslips.
4. 4
   Open the supplementary pension section

   This is fed by the SIGEDIS database and shows occupational pensions built up with Belgian employers, including ones you may have entirely forgotten.

   Open this page ↗
5. 5
   Download the overview

   Save the career overview and the earliest-pension-date estimate as PDFs, along with the supplementary pension list.

itsme will not register you because you have no Belgian bank or mobile number

The eID plus card reader route does not depend on either — the card keeps working abroad as long as it has not expired. Failing that, the Federal Pensions Service can send your career overview by post; ask through their contact form quoting your national number.

Your Belgian eID has expired since you moved

Belgian consulates renew eIDs for citizens abroad. If you were never a citizen, contact the Federal Pensions Service directly and ask for the paper route.

Only part of your career appears

Employed, self-employed and civil-service periods are administered separately (FPD/SFP, INASTI/RSVZ, and the public-sector scheme). mypension.be should merge them, but if a period is missing, contact the scheme that covered it rather than the portal.

Whether itsme can currently be activated from outside Belgium without a Belgian bank account, which changes with itsme's own onboarding rules.

Upload the statement to your vault and we'll read the figures out of it — balances, benefits, vesting and retirement ages — and tell you what changed since your last one.