How to get your Canada pension statement

CPP Statement of Contributions

Known in English as the Canada Pension Plan Statement of Contributions. Look for this name on the site — it may not be translated.

• Your Social Insurance Number (SIN).
• A GCKey, or a Sign-In Partner login through a Canadian bank if you still hold a Canadian account.
• If you are registering for the first time, a personal access code may be mailed to you — allow extra time from abroad.

1. 1
   Sign in to My Service Canada Account

   MSCA is the single portal for CPP and Old Age Security. Sign-In Partner (your Canadian bank) is usually smoother than GCKey if you still have Canadian banking.

   Open this page ↗
2. 2
   Open your CPP Statement of Contributions

   This lists your pensionable earnings and contributions for every year you worked in Canada, plus an estimate of your monthly CPP at 60, 65 and 70.
3. 3
   Check your years of Canadian residence for OAS

   Old Age Security is separate from CPP and is based on years lived in Canada after 18, not on contributions — roughly 1/40th of the full amount per year of residence. If you emigrated, expect a partial OAS.
4. 4
   Verify the contribution years look right

   Cross-check against your own record of Canadian employment. A missing year is worth querying while you still have the payslips or T4s to prove it.
5. 5
   If you can't get online, request it by phone or post

   Service Canada will send a Statement of Contributions by mail. From outside Canada and the US there is an international line, and collect calls are accepted from some countries.

You can't complete MSCA registration from abroad

The mailed personal access code is the usual blocker. Request the Statement of Contributions by phone or post instead — same document, slower.

You no longer have a Canadian bank account for Sign-In Partner

Use GCKey, which does not depend on a bank relationship.

You have fewer than the minimum years of Canadian residence for OAS abroad

OAS paid outside Canada normally requires a minimum period of residence; a social security agreement with your country may help you meet it. Raise this when you claim.

Current international phone numbers and whether collect calls are accepted from a given country change; confirm on the Service Canada site rather than relying on a number quoted here.

Upload the statement to your vault and we'll read the figures out of it — balances, benefits, vesting and retirement ages — and tell you what changed since your last one.