How to get your Switzerland pension statement

IK-Auszug / Extrait du compte individuel

Known in English as the Individual account statement (AHV/OASI). Look for this name on the site — it may not be translated.

• Your Swiss social security number (AHV number, starting 756), on your insurance card and Swiss payslips.
• Your Swiss employers and the cantons you worked in — contributions are held by the compensation office that collected them.
• For the second pillar, the names of your employers' pension funds, or at least the employers.

1. 1
   Request your individual account statement

   The IK-Auszug lists every year of AHV contributions and the income they were based on. It is free, and there is a standard request form.

   Open this page ↗
2. 2
   Send it to the right office

   If you live abroad, the Swiss Compensation Office (SCO/ZAS) in Geneva is your point of contact rather than a cantonal office. This route is designed for people outside Switzerland and does not need a Swiss digital identity.
3. 3
   Check every canton you worked in

   Contributions sit with the compensation office that collected them. Asking for a consolidated statement is the way to make sure a canton is not quietly missing.
4. 4
   Trace your second-pillar (BVG/LPP) money

   This is the step people miss. Occupational pension assets left behind when you changed jobs or left Switzerland may be sitting as vested benefits. The Sicherheitsfonds BVG central office searches for forgotten accounts — a genuinely common outcome for people who worked in Switzerland briefly.
5. 5
   Keep both records

   The AHV statement and any vested-benefits confirmation are separate entitlements from separate systems. Read the flexible-retirement leaflet before deciding when to draw.

   Open this page ↗

You do not know your AHV number

It is on Swiss payslips and the insurance card. The Swiss Compensation Office can trace it from your name, date of birth, and Swiss employers.

You left Switzerland and were paid out — or think you were

AHV contributions are generally not refundable for EU/EFTA nationals; second-pillar money sometimes is, and only under conditions. A withdrawal of one does not touch the other, so check both rather than assuming the pension was settled.

An employer's pension fund no longer exists

Funds merge and are taken over; assets follow. The Sicherheitsfonds BVG search is the mechanism, and it is free.

Whether the individual account statement can now be requested online rather than by form for applicants abroad.

Upload the statement to your vault and we'll read the figures out of it — balances, benefits, vesting and retirement ages — and tell you what changed since your last one.