How to get your Luxembourg pension statement

Carrière d'assurance (extrait de compte)

Known in English as the Insurance career statement. Look for this name on the site — it may not be translated.

• Your Luxembourg social security number (matricule, 13 digits).
• A LuxTrust product or an eID for MyGuichet.lu. LuxTrust tokens can be renewed from abroad, but the initial issue usually needs an in-person step.
• Your Luxembourg employers and years — cross-border commuting is common here, so be clear about which country actually insured you.

1. 1
   Start at CNAP

   CNAP is the national pension insurance fund for the private sector. Its site sets out what a career statement contains and how to request one.

   Open this page ↗
2. 2
   Sign in to MyGuichet.lu

   MyGuichet is the government's authenticated services portal and the online route to your record.

   Open this page ↗
3. 3
   Request your insurance career statement

   It lists insured periods and the contributory income behind them. Luxembourg pensions are generous relative to short careers, so even a few years is usually worth confirming.
4. 4
   Confirm whether you were insured in Luxembourg at all

   If you commuted from Belgium, France or Germany, you were normally insured where you worked — Luxembourg — not where you lived. That surprises people and is worth checking.
5. 5
   Save the statement

   Keep the PDF. If you now live elsewhere in the EU, your local institution will forward a claim to CNAP when the time comes.

You cannot get a LuxTrust product from abroad

CNAP accepts written requests for a career statement by post, quoting your matricule and date of birth. Nothing about the paper route requires a Luxembourg address.

You do not know your matricule

It is on Luxembourg payslips and on the social security card. The Centre Commun de la Sécurité Sociale can trace it from your identity details and employer.

You worked for an EU institution in Luxembourg

EU institution staff are in the EU's own pension scheme, not the Luxembourg national one. That entitlement is administered by the institution, and CNAP will have no record of it.

Whether a career statement can be downloaded directly from MyGuichet.lu or is issued by CNAP on request.

Upload the statement to your vault and we'll read the figures out of it — balances, benefits, vesting and retirement ages — and tell you what changed since your last one.