How to get your Mexico pension statement

Estado de cuenta AFORE / semanas cotizadas IMSS

Known in English as the AFORE account statement and IMSS contribution weeks. Look for this name on the site — it may not be translated.

• Your CURP (population registry code) and your NSS (IMSS social security number).
• Which AFORE holds your retirement account — if you do not know, CONSAR's locator service will tell you.
• Whether you worked in the private sector (IMSS) or the public sector (ISSSTE), which are separate systems.

1. 1
   Find your contribution weeks with IMSS

   Semanas cotizadas — the count of contribution weeks — determines eligibility. IMSS provides this online against your CURP and NSS.

   Open this page ↗
2. 2
   Locate your AFORE

   Your individual retirement account sits with a private administrator (AFORE). CONSAR regulates them and runs the locator that tells you which one holds your money.

   Open this page ↗
3. 3
   Get your AFORE account statement

   The statement shows the balance, the contributions, and the housing sub-account (INFONAVIT), which is separate money often forgotten.

   Open this page ↗
4. 4
   Check which regime applies to you

   Workers who first contributed before 1 July 1997 can generally choose the older, more generous defined-benefit rules. This is one of the most consequential facts in the Mexican system and it turns on a single date.
5. 5
   Save both records

   Keep the weeks certificate and the AFORE statement. A claim can be filed through Mi Pensión Digital.

   Open this page ↗

You do not know which AFORE holds your account

Accounts of workers who never chose an AFORE were assigned to one automatically. CONSAR's locator finds it from your CURP — the money is not lost, only unlabelled.

Your contribution weeks are fewer than you expected

Weeks can be missing where an employer under-reported. IMSS has a correction process, and payslips or the employer's records are the evidence.

You worked in the public sector

ISSSTE is a separate institute with its own record and rules. Service in both systems can sometimes be combined, but you must ask each one separately.

Whether the IMSS online services accept a user with no Mexican mobile number.

Upload the statement to your vault and we'll read the figures out of it — balances, benefits, vesting and retirement ages — and tell you what changed since your last one.