How to get your Malaysia pension statement

Penyata KWSP (EPF statement)

Known in English as the EPF account statement. Look for this name on the site — it may not be translated.

• Your EPF membership number, and the identity document you were registered under — Malaysian IC or passport number for foreign workers.
• An i-Akaun (member) registration. Activation historically required a visit to a branch or a self-service terminal, which is the obstacle from abroad.
• Your Malaysian employers and dates.

1. 1
   Log in to i-Akaun

   EPF (KWSP) is a provident fund: your account holds an actual balance with an annual dividend, not a promise of a monthly pension.

   Open this page ↗
2. 2
   Read the account balance and dividend history

   The statement shows employer and employee contributions and the dividends credited each year.
3. 3
   Check which account your money sits in

   EPF splits savings across accounts with different withdrawal rules. What you can take, and when, depends on the split rather than the total.

   Open this page ↗
4. 4
   If you have left Malaysia permanently, check the leaving-country withdrawal

   EPF allows a full withdrawal for members leaving Malaysia permanently, including foreign workers. It requires evidence of departure and renunciation of Malaysian residence status where applicable.
5. 5
   Save the statement

   Keep the PDF. EPF does not totalise with foreign systems, so this balance stands alone in your picture.

You cannot activate i-Akaun from outside Malaysia

EPF has overseas verification arrangements through Malaysian embassies for members abroad, and answers written enquiries. Ask specifically for a statement of account rather than a general enquiry.

You were registered under a passport number that has since changed

This is the most common cause of a 'missing' foreign worker's account. Give EPF both the old and new passport numbers and your employer's name.

Your employer never registered you

EPF contributions were not mandatory for all categories of foreign worker. If no account exists, check your contract — you may have had a private arrangement instead.

Whether i-Akaun activation is currently possible entirely online for a member outside Malaysia.

Upload the statement to your vault and we'll read the figures out of it — balances, benefits, vesting and retirement ages — and tell you what changed since your last one.