How to get your Singapore pension statement

CPF statement of account

Known in English as the CPF statement of account. Look for this name on the site — it may not be translated.

• Your NRIC or FIN number.
• A Singpass account — the national digital identity, and the only practical way into CPF services.
• Clarity on your status while working in Singapore: CPF applies to citizens and permanent residents. Foreign employees on work passes have not contributed to CPF since 2003.

1. 1
   Check whether you have CPF at all

   This is the first question, not a detail. If you worked in Singapore on an Employment Pass or S Pass, you almost certainly have no CPF account — employers do not contribute for pass holders. Your retirement provision from that period is whatever your employer offered privately.

   Open this page ↗
2. 2
   Log in to the CPF portal with Singpass

   If you were a citizen or PR, your statement of account shows the Ordinary, Special, MediSave and Retirement accounts separately.

   Open this page ↗
3. 3
   Read the account balances and the retirement sum

   What you can withdraw at 55 depends on setting aside the applicable retirement sum, which then funds CPF LIFE payouts from 65.
4. 4
   Check for a Supplementary Retirement Scheme account

   SRS is voluntary and open to foreigners as well as citizens, so it is the one Singapore retirement account a former pass holder might actually have.

   Open this page ↗
5. 5
   Save the statement

   Keep the PDF. CPF is not transferable to a foreign pension system, so it will always be a separate line in your picture.

You cannot log in because your Singpass lapsed after leaving

Singpass accounts can be reactivated, and CPF Board answers written enquiries from abroad. Have your NRIC/FIN ready.

You were a PR and renounced your status

Renouncing PR permits full withdrawal of CPF savings as a lump sum. If you renounced and never claimed, the money is still there — contact CPF Board.

You held a work pass and cannot find any account

There probably is none, and that is the correct answer rather than a lost record. Look instead for a private plan from your employer, or an SRS account you opened yourself.

Upload the statement to your vault and we'll read the figures out of it — balances, benefits, vesting and retirement ages — and tell you what changed since your last one.